HELOC

HELOC

Unlock Your Home Equity with Flexible HELOC Options

Tap into your home’s equity with a fully amortizing HELOC featuring flexible 10-, 15-, 20-, or 30-year terms. Whether you’re consolidating debt, funding a renovation, or planning for the future, our streamlined process gets you access to funds in as little as 5 business days.

Fast, fully automated underwriting

Soft credit pull for initial offers – no impact on your score

Use household income to qualify - All steady income from family members living in the home can count

Available for primary, secondary, and investment properties

No prepayment penalties after 16 weeks

Minimum credit score: 640

Flexible HELOC with 100% Initial Draw and No Prepayment Penalty

You’ll receive an initial draw equal to 100% of your approved credit line—and you’re free to prepay up
to 90% of it right away with no prepayment penalty. Depending on the term, your HELOC may function
as revolving credit, letting you borrow, repay, and reuse funds during the draw period.
The system will generate personalized offers tailored to your goals, including debt payoff (credit cards,
personal loans, auto loans), home improvement, and more.
This HELOC product helps customers tap into their home equity quickly and efficiently, all without
refinancing or sacrificing their low-rate first mortgage

real estate broker agent being analysis and making the decision a home estate loan to customer 1

Property Types

• Single-family residences
• Townhomes
• Planned unit developments
• Condominiums
• Duplexes
• 3–4 unit properties
• Secondary homes
• Investment properties

selective focus of happy woman and man looking at car dealer

Valuation

• Determined by AVM (Automated Valuation Model)
• No appraisal required
• Results in seconds
• Fully online and automated
• If you have purchased your home in the last 90 days or if the title was transferred to you in the last 90 days you are not eligible

Get Started in Minutes and get your personalized HELOC offers with no credit impact. Fast, Flexible, Fully Online!

Call Me Now at 954-600-2800 to Get Started — No Obligations, No Credit Impact